Top Credit Lessons For College StudentsAn important topic that is often overlooked in college is credit; in particular how to build it, why one should build it and how to manage it responsibly. Most college students do not possess adequate money management skills and are often overburdened with large student loans and credit card debts. Learning to avoid these credit pitfalls and establishing a healthy credit history is an important skill that ought to be learned in college.
Should You Accept That Higher Credit Limit On Your Credit Card?
You open the mailbox and there’s an envelope addressed to you. It’s not a bill (who wants bills???) so you tear open the envelope. Is it a letter from your favorite aunt? Is it a few photographs from a friend’s recent trip? Is it a letter from a secret admirer?
Payday loans – A bad deal for tough timesWe’ve all been through tough financial patches. Unfortunately, many Americans reach out to payday lenders to get them through to the next paycheck when they experience a financial emergency. It’s not a good idea and can actually damage your finances and even your credit so badly it may take you a long time to recover.
When I was having my coffee and watching the Today Show http://www.today.com/video/more-people-are-doing-their-holiday-shopping-before-halloween-543459395757 I heard them talking about Holiday shopping! I was taken back for a moment, but then I did think if we are not in a rush with cramming it in towards the end it might possibly help our credit goals!
I love baseball and even though I am sad that my team, The New York Yankees are not in this years World Series. I am happy to see another New York team, The Mets in the play-offs. Ticket prices are high, http://time.com/money/4076657/cubs-mets-ticket-prices/ but if you are sticking to your budget and your credit in in “check” then enjoy the game. My tip is do not use your credit card if you do not have the funds to pay for it in full.