When I was having my coffee and watching the Today Show http://www.today.com/video/more-people-are-doing-their-holiday-shopping-before-halloween-543459395757 I heard them talking about Holiday shopping! I was taken back for a moment, but then I did think if we are not in a rush with cramming it in towards the end it might possibly help our credit goals!
For people out house shopping it is good to read http://realtormag.realtor.org/daily-news/2015/10/13/5-common-buyers-remorse-culprits?om_rid=AABH5M&om_mid=_BWHUomB9Gkkiun&om_ntype=RMODaily
The #1 thing they say in the article was buying too big of a house. You really want to talk to someone about a budget and stick to it. Always speak to your accountant or financial advisor for help with what you can afford as a home loan payment.